FAQ 常见问题
What is Forfaiting?
Forfaiting is a without recourse financing that enables exporters to receive immediate cash by discounting their trade receivables e.g. Letter of Credit, Guarantee, Standby Letter of Credit, Bill of Exchange, Promissory Note.
福费廷是什么？
福费廷是一种无追索权的贸易融资，通过贴现其应收账款，例如 信用证，担保，备用信用证，汇票，本票 等等，使出口商可以立即收到款项。
How Forfaiting benefits the Exporter:
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Improves competitiveness by granting attractive credit terms to his buyers without tying up his own cash flow.
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Improves cash flow.
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Increases sales volume & turnover.
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Eliminates the potential credit risk of buyers, e.g. late payment or default.
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Eliminates country, political & commercial risk.
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Eliminates the foreign exchange & interest rate risk.
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Relieves the burden of administrating the transaction, incl. management and collection of account receivables.
福费廷对出口商有何好处：
-通过向进口商授予有吸引力的信用条件而不占用自己的流动资金流来提高竞争力。
-改善流动资金。
-增加销量和营业额。
-消除买家的潜在信用风险，例如 逾期付款或违约。
-消除国家，政治和商业风险。
-消除外汇和利率风险。
-减轻管理交易的负担，包括 管理和应收帐款的收取。
How Forfaiting benefits the Importer:
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Obtain 100% financing without paying cash in advance.
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Access medium to long tenor financing which may not be available locally
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Pay interest on a fixed rate basis for the tenor of the transaction which makes its budgeting simpler.
福费廷对进口商有何好处：
-无需预付现金即可获得100％的融资。
-获得中长期的融资，进口商可能无法在当地获得。
-为交易期限按固定利率支付利息，这使得其更为简单预算。
When should an exporter or exporter’s bank contact us?
It is advisable to contact us as earlier as possible so that we can help exporters to develop an optimum structure and provide risk assessment for the transaction. Also we can provide advice on the maximum acceptable tenor, acceptable issuing bank, and indicative pricing; in order for the exporter to provide a sales price to the importer.
出口商或出口商的银行应何时与我们联系？
建议尽早与我们联系，以便我们可以帮助出口商制定最佳结构并为交易提供风险评估，也可以就市场上可接受的最长期限和可接受开证行提供建议，包括指示性定价。以便出口商向进口商提供销售价格。
What is our role in a Transaction?
WTFS acts as a bridge between SME / Corporates, their banks, various other banks and investors globally. We facilitate all stages of trade finance / forfaiting transaction, from helping our clients to develop an optimum structure of the transaction, providing risk assessment for the transaction and advice on the maximum acceptable tenor and acceptable issuing bank, plus indicative price quotation, assisting in procedure and documentation, to communicating with the investor in order to finalize the transaction. WTFS is not financially involved in any deal and will receive a fee for its advisory services.
全球貿通扮演什么角色?
全球貿通公司(“WTFS”)是中小型企業/企業，企業的銀行，其他銀行與投資者之間的桥梁。從協助客戶發展最佳交易結構，為交易提供風險評估，就市場可接受的最长期限和可接受的开证行提供建議（包括提供指示性報價，帮助准备所需文件和手續）到與客戶進行溝通，促成完成整个交易。 WTFS不會在资金上參與任何交易，只是提供的咨询服务 ，收取服務費用。